Founder, Mark Silverthorn

Rubenstein, Siegel

Rubenstein, Siegel                        www.rslaw.ca

Barristers & Solicitors

1210 Sheppard Avenue East

Suite 701

Toronto, ON  M2K 1E3

Tel.: (416) 499-5252

Here is a redacted copy of a demand letter from the law firm of Rubenstein, Siegel, Barristers & Solicitors, sent to a consumer on behalf of Capital One.