Here is a redacted letter dated April 5, 2017 in which FDR states it will accept a one-time lump sum payment--an amount less than one hundred percent of the current outstanding balance--as settlement in full in connection with monies allegedly owing to CIBC.

Contact Info:


Head Office

40 West Wilmot Street, Unit 10
Richmond Hill, ON  L4B 1B8
Tel.:  Toll Free (800) 763-3328 or (905) 771-6000
Fax: (905) 771-6005

Quebec Office:

Agence de Recouvrement F.D.R. Ltee.
1117 Ste-Catherine St. W.,, Suite 920
Montreal, QC  H3B 1H6
Tel.:  Toll Free (877) 651-9259 or (514) 285-1003
Fax: (514) 285-1904

The registered head office for Financial Debt Recovery Ltd. is 40 West Wilmot Street, Unit 10, Richmond Hill, Ontario, L4B 1B8.

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Financial Debt Recovery Ltd.

Here is a collection notice from FDR dated July 6, 2018, in connection with monies allegedly owing to CIBC.

Here is a redacted letter dated January 4, 2018 from Financial Debt Recovery offering to settle an outstanding account--with a balance of $13,401.60--for a one-time lump sum payment of $8,040.96.

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Founder, Mark Silverthorn